An explanation of residual value credit that even a child can understand

"A Simple Story Explaining Car Loans for Kids" by Mr.510 NEET transforms the seemingly complicated concept of residual value car loans (known in Japan as Zankure) into a gentle, easy-to-understand narrative that even children can visualize.

The story follows a friendly bear who dreams of driving a shiny black Alphard.
Through a warm conversation with a car dealer, the bear learns that with the Zankure system:
You can drive your favorite car by paying only a small amount now, and
Three years later, you get to choose whether to
1. return the car,
2. switch to a new one, or
3. pay the remaining balance and keep it.

Told entirely in simple, child-friendly Japanese hiragana, the piece feels like a picture book brought to life.
It is structured so that parents and children can enjoy learning together, making it suitable for education, storytelling, and financial literacy for beginners.

With its warm tone and uniquely playful style,
this track reflects the unmistakable charm of Mr.510 NEET,
turning financial concepts into a comforting and accessible listening experience.